Ongoing retirement plan administration involves many moving parts. From eligibility and contributions to testing, reporting, notices, and annual filings, each step plays an important role in keeping the plan operating in accordance with its governing documents and applicable requirements.
TNJ helps employers manage these responsibilities with attention to detail, clear guidance, and a strong understanding of how the plan’s provisions apply in day-to-day administration. We work to help clients stay organized, meet important deadlines, and address administrative questions before they become larger issues.
Our plan administration services may include support with:
- Eligibility determinations and plan entry dates
- Employer contribution calculations and allocations
- Vesting calculations
- Participant census review and data reconciliation
- Annual compliance testing support
- Required notices, participant reporting, and administrative communications
- Form 5500 preparation support
- Plan reconciliation and record review
- Coordination with payroll, advisors, recordkeepers, and other service providers
We also help clients understand how plan provisions apply in practice. This may include reviewing what contributions may be made to the plan, when contributions are due, how allocations are determined, and when participants may be eligible for distributions, loans, or other available plan options.
Because retirement plan administration does not happen only once a year, TNJ stays involved throughout the plan cycle. We coordinate with employers, advisors, payroll providers, recordkeepers, and other service partners to help keep information organized, responsibilities clear, and deadlines on track.
Our goal is to make ongoing administration more manageable for plan sponsors. Through technical knowledge, clear communication, and steady support, TNJ helps clients maintain plans that operate properly, reflect the plan document, and support both employer objectives and participant needs.