Your Solo(k) Is Growing Up: Does the Old Plan Design Still Fit?
Your business is growing and you have hired an employee. That’s a great reason to celebrate! But if you have Read more
Your business is growing and you have hired an employee. That’s a great reason to celebrate! But if you have Read more
In our last post, we talked about what happens when a business with an immediate-eligibility Solo(k) hires its first employee. Read more
Hiring your first employee is an exciting milestone. It usually means the business is growing, you need some help, and Read more
A retirement plan is often established at one point in a company’s history and then left largely unchanged. Meanwhile, the Read more
It seems to make sense to follow up last week’s Roth Catch-Up article with a discussion of the other major Read more
Beginning with the 2026 calendar year, some of the higher-paid employees are not permitted to make age 50+ catch-up contributions Read more
The retirement plan world has plenty of fiduciary myths floating around. Some are outdated. Some are oversimplified. Some have been Read more
Most fiduciary mistakes do not start with evil intentions. They usually start with assumptions, inconsistency, or the very human belief Read more
There was a time when retirement plan fiduciary discussions focused mostly on investments and fees. While those topics still matter, Read more
Participant communication does not get the same attention as investments or fees, but it probably should. Clear, timely, and accurate Read more