SECURE 2.0
The Other Catch-Up Change Under SECURE 2.0
It seems to make sense to follow up last week’s Roth Catch-Up article with a discussion of the other major Read more
SECURE 2.0
The Roth Catch-Up Requirement: Practical Guidance for Employers
Beginning with the 2026 calendar year, some of the higher-paid employees are not permitted to make age 50+ catch-up contributions Read more
Fiduciary
Fiduciary Myths That Need to Retire
The retirement plan world has plenty of fiduciary myths floating around. Some are outdated. Some are oversimplified. Some have been Read more
Fiduciary
Common Fiduciary Mistakes Retirement Plan Sponsors Make
Most fiduciary mistakes do not start with evil intentions. They usually start with assumptions, inconsistency, or the very human belief Read more
Fiduciary
Cybersecurity Is Now a Fiduciary Issue
There was a time when retirement plan fiduciary discussions focused mostly on investments and fees. While those topics still matter, Read more
Fiduciary
Fiduciary Responsibility for Participant Communication
Participant communication does not get the same attention as investments or fees, but it probably should. Clear, timely, and accurate Read more
Fiduciary
Documenting Your Decisions Could Be Your Best Fiduciary Defense
As I indicated in my last blog post, in retirement plan governance, good processes matter. But if that process isn’t Read more
Fiduciary
Prudence Is a Process, Not a Performance Score
One of the most common misunderstandings among retirement plan sponsors is the idea that fiduciary prudence can be measured solely Read more
General
Empowering the Next Generation
Financial literacy isn’t just about managing money; it’s about developing the mindset and skills needed to make informed financial decisions Read more
Fiduciary
What Small Business Owners Misunderstand About Fiduciary Duty
Small business owners are often practical, decisive, and consistently wear multiple hats. If they are also a retirement plan sponsor, Read more
